Jackson Financial
Jackson Financial Inc. (NYSE: JXN) is a leading provider of retirement savings and income solutions in the United States, offering a comprehensive range of individual retirement annuities — including variable annuities, fixed annuities, fixed indexed annuities, and registered index-linked annuities — to Americans planning for and living in retirement. Headquartered in Lansing, Michigan and demerged from Prudential plc in 2021 as a separately listed U.S. company, Jackson manages approximately $300 billion in total assets and has served American retirement savers for more than six decades through a national network of independent financial professionals. According to its website at jackson.com, the company's mission is to help Americans grow and protect their retirement savings, providing financial professionals and their clients with retirement products and education that support informed, confident retirement planning decisions.
Jackson's annuity product portfolio, described at jackson.com, includes the Perspective II family of variable annuities — among the most widely sold variable annuity products in the United States — that allow policyholders to invest in market-based subaccounts while providing optional guaranteed lifetime withdrawal benefit riders that guarantee a minimum level of lifetime income regardless of investment performance. Jackson has also developed fixed indexed annuities and registered index-linked annuities (RILAs) that provide market participation with downside protection, addressing the growing demand from retirement savers for products that offer a balance between growth potential and capital protection. Jackson's diverse annuity product lineup serves a broad range of retirement income needs and risk tolerances across the spectrum from guaranteed-income-focused to growth-oriented retirement savers.
Jackson's distribution model relies primarily on independent financial professionals — including independent broker-dealers, registered investment advisers, and bank broker-dealer networks — who recommend Jackson annuity products to clients as components of comprehensive retirement income plans. According to jackson.com, the company's deep relationships with independent financial professionals and its reputation for product innovation, financial strength, and reliable claims paying have made Jackson one of the leading annuity providers in the U.S. retirement market. Jackson's combination of broad annuity product lineup, independent distribution relationships, strong brand recognition in the retirement market, and separation from Prudential plc as a focused, publicly traded U.S. retirement company positions it as a significant and strategically focused participant in the large and growing American retirement income market.