CreditRiskMonitor
CreditRiskMonitor.com, Inc. (NASDAQ: CRMZ) is a financial technology and data analytics company providing subscription-based credit risk analysis and monitoring services to financial risk professionals at corporations, financial institutions, and other organizations that need reliable, timely intelligence on the creditworthiness of their trading partners, customers, and counterparties. According to its website at creditriskmonitor.com, the company's flagship FRISK Score is a proprietary credit risk model that predicts the probability of public company bankruptcy within a 12-month horizon with high accuracy, providing credit risk professionals with a powerful early warning tool for identifying deteriorating credit situations before they result in default or bankruptcy. CreditRiskMonitor's database covers tens of thousands of public companies globally, providing comprehensive credit risk monitoring across the largest segment of global corporate credit risk.
CreditRiskMonitor's analytical platform, described at creditriskmonitor.com, provides subscribers with access to real-time credit risk scores, financial statement analysis, news monitoring for credit-relevant developments, trade payment data, Altman Z-Score analysis, and bankruptcy filing information for the public companies in its database. The platform's FRISK Score model incorporates financial ratios, stock market performance data, credit agency ratings, and crowdsourced subscriber research behavior to generate highly accurate company-specific bankruptcy probability assessments, providing credit professionals with a comprehensive and continuously updated view of the credit quality of their counterparty universe. CreditRiskMonitor's financial risk intelligence tools are used by credit managers, accounts receivable professionals, procurement officers, and risk managers at corporations seeking to proactively manage their exposure to counterparty credit risk.
CreditRiskMonitor has built a distinctive customer base among corporate credit risk professionals at large and mid-sized companies across manufacturing, retail, financial services, and other industries where trade credit risk management is a significant business priority. According to creditriskmonitor.com, the company's subscriber model provides a recurring revenue base from corporate clients who rely on CreditRiskMonitor's platform as a daily operational tool for credit decision-making and counterparty risk monitoring. CreditRiskMonitor's combination of proprietary FRISK Score technology, comprehensive public company coverage, real-time credit monitoring capabilities, and established corporate subscription base positions it as a distinctive and specialized participant in the financial data and analytics market for corporate credit risk management.