Uwharrie Corp.

Uwharrie Corp. (OTC: UWHR) is the holding company for Uwharrie Bank — a North Carolina community bank headquartered in Albemarle, Stanly County, providing banking services to individuals, families, and businesses across the Uwharrie region of central North Carolina including Stanly, Montgomery, Rowan, and surrounding counties. According to its website at uwharrie.com, Uwharrie Bank has served the communities of the Uwharrie region since 1978, building a community banking franchise with deep ties to the distinctive small-city and rural communities of central North Carolina where the bank's local leadership, personalized service, and genuine community investment have made it a trusted financial partner for generations of Uwharrie region residents and business owners. Uwharrie Corp. also operates Uwharrie Investment Advisors and other financial services subsidiaries that extend the group's capabilities beyond traditional banking.

Uwharrie Bank's service portfolio, described at uwharrie.com, encompasses personal banking including checking and savings accounts, residential mortgage lending, home equity products, and consumer installment loans; agricultural and small business lending serving the farming operations and small businesses of Stanly County and the surrounding Uwharrie region; commercial banking including commercial real estate loans, business operating lines of credit, and other commercial financing solutions; and trust and wealth management services through Uwharrie Investment Advisors that provide investment management and financial planning capabilities to Uwharrie region clients seeking comprehensive personal financial services beyond transactional banking. The bank's community focus encompasses active involvement in Stanly County and neighboring communities through employee civic participation, community sponsorships, and leadership in regional economic development initiatives.

Uwharrie Corp. is publicly traded on the OTC markets, providing investors with access to a focused central North Carolina community banking franchise with more than 45 years of operating history in the Uwharrie region of the state. According to uwharrie.com, the company's management team and board are drawn from the Uwharrie region community, maintaining the local governance and community knowledge that define genuine community banking at its best. Uwharrie Corp.'s combination of North Carolina community banking focus, Stanly County and regional market presence, diversified financial services through its banking and investment advisory subsidiaries, 45-plus year operating history, and commitment to Uwharrie region community service positions it as a trusted and enduring community banking institution serving the financial needs of central North Carolina.